From Financial Inclusion to Macroeconomic Resilience: Evidence from Morocco

Abstract

The emergence of political and health crises, climate change, inflation, and resource scarcity are major factors affecting the global and national economies. In this context, financial inclusion stands out as a key lever to strengthen the economic resilience of individuals and communities by enabling them to anticipate and respond to various economic shocks. This paper aims to highlight the contribution of financial inclusion to economic resilience. To achieve this, an exploratory approach was adopted. First, a literature review and documentary research were conducted to clarify the research problem and gain an overview of the situation in Morocco. Second, we analyzed the results of existing studies in the Moroccan context and carried out a benchmarking with other economic environments. The analysis confirmed the positive and significant impact of financial inclusion on economic resilience. The study concludes with a reminder of the methodological process, highlights the study's limitations, and offers recommendations for future research.